A public adjuster is a licensed insurance professional who advocates for policyholders in appraising and negotiating insurance claims. Unlike insurance company adjusters, who work for the insurer, public adjusters work independently on behalf of the policyholder to ensure they receive a fair settlement for their claim. They assess property damage, review insurance policies, and negotiate with insurance companies to maximize the compensation their clients receive.

You may need a public adjuster for several reasons:

Expertise: Public adjusters are trained professionals with expertise in assessing property damage and navigating the complexities of insurance policies. They can ensure that your claim is accurately documented and presented to the insurance company.

Advocacy: Public adjusters work exclusively for you, the policyholder, not the insurance company. They act as your advocate throughout the claims process, fighting for your rights and ensuring that you receive the maximum compensation you are entitled to.

Time-Saving: Dealing with an insurance claim can be time-consuming and overwhelming, especially if you're already dealing with the stress of property damage. A public adjuster can handle the entire claims process on your behalf, saving you time and reducing your stress.

Maximizing Settlements: Public adjusters have experience negotiating with insurance companies and know how to maximize settlements for their clients. They can help ensure that you receive fair compensation for your losses, including damages to your property and additional living expenses.

Overall, hiring a public adjuster can help level the playing field between you and the insurance company, ensuring that your interests are protected and that you receive the full compensation you deserve for your insurance claim.

Fees are based on a percentage of the money they are hired to recover. By partnering up with an adjuster for loss recovery; this allows them to fight for the highest settlement along with protecting the homeowner's interests at the same time. Public adjusters are awarded with compensation only when they get their clients paid.